Monitoring Information System for Banking Credit Guarantee

Monitoring Information System for Banking Credit Guarantee
Along with rapid economic growth, the growth of consumer credit to banks increased. So the process collectiong credit data to credit guarantee asset valuation should be done in a structured and quick. And of so requires a system to simplify it. Then the appraiser from a bank require to come to the location to assess the price / quantity of an asset as collateral. This can be overcome by using a geographic-based information systems.
Monitoring Information System for Banking Credit Guarantee is a geographic-based information system designed to simplify and streamline the flow of a process of crediting the bank. Detailed data from a consumer credit will be documented with a neatly into a database. Then the data relating the location to facilitate cross check spaciousness surveyor will be assisted by a map from google maps or satellite imagery.

For Banks, Monitoring Information System for Banking Credit Guarantee based on GIS will provide some advantages in:
1. Can know for certain credit data assets controlled / managed and know the distribution of assets between branches of credit data of existing environment of the City / County.
2. Able to monitor directly, progress report, an assessment conducted by the appraiser.
3. As one media control activities and the achievement of orderly administration of recording the results of a survey of credit rating (addition, up-dating and others)
4. Can directly monitor the performance of an Account Officer with a view summary data of credit assets handled by each Account Officer
5. As early media for the implementation of good governance (good governance), particularly the implementation of eGovernment to realize the transparency of efficiency and effectiveness of a bank.

For Assessor, Bank Credit Information System (BCIS) based on GIS will provide facilities and some advantages in:
1. All results of the assessment data will be recorded and credit assets will be collect in detail, ranging from the complete data assessment and data summary.
2. Internet-based application built, making it easy to input data (can be done anytime and anywhere).
3. As one media control activities and the achievement of orderly administration of recording the results of a survey of credit rating (addition, up-dating and others).
4. Data processing fast loan assets, so that information can be obtained more effectively and efficiently.

In addition, reporting and visualization features kelokasian an added value in the application of Information System of Bank Credit Guarantee this:

1. Credit Data Entry
The module is used to perform data entry and the details of assets, whether the identity data asset itself and administrative data such assets, and management of documents that accompany the ownership of the asset. Asset data entry can be done through a web form or upload data via excel template.

2. Recapitulation of Credit Data Entry.
This module is used to recapitalize the data that has been in the survey and appraisal done by a credit rating. In this module is also provided features for searching and grouping of assets, asset data based on its AO.


3. Alert
This module is used as a reminder of a credit asset, which will expired.

4. Distribution and Search Assets (Based GIS)
This module is used to display the distribution of all assets in the form of maps (GIS). For Users can choose the parameters to filter the assets that will be displayed. Base Map (Map of Association) which can be used from a variety of formats depending on the willingness of users, for free is the Google Map